Due to this, I want to make sure that the personal guarantee is strong enough.In addition, from the information I’ve been able to gather from my own research over the last 2 months on Californian lending laws (it is very difficult to sift though and find relevant information on the topic), above 10% violates the usury laws unless I have a CFL or a broker facilitate the note.

Then right around RMD (Required Minimum Distribution) time use the monies I've accumulated and turn the annuity into lifetime income for my wife and I as a strong supplement of income.

With that in mind, one of my real estate investor friends is strongly pushing me to build a trailer and/or RV park instead of pursuing SFH’s since I have the ability to build all of the infrastructure myself.So I’m curious as to whether anyone has any advice on the best way to structure an investment like that.

Congrats on committing to REI

So far I’ve been working with a local portfolio lender who does 80%ltv and provides commitment letter in about two weeks.

Denver’s apartment market got off to a strong start this year, as tenants absorbed all the units that hit the market and then some, pushing up rents and driving down vacancies.  

But when it pick ups again, it usually has a few years of very strong increases.

But don't worry, we have zero intention of living apart or committing any type of mortgage fraud.

My daughters school is a 9 out 10 and many others in the area are strong. 

I would strongly recommend this for any investor and especially for a group of investors.