Often direct mortgage banks or lenders have an asset allocation monthly, quarterly or seasonally that they utilize to fund loans that are outside of 'the box' or need specific terms or conditions to qualify.

If you are going to engage an architect and do full plans and permits, then you will likely need to do some pretty serious analysis.

If you bank at a retail bank it's likely that you could pull a cashier's check to provide  certified funds.As to the wisdom of using other people's money (that you are solely responsible for) you'd better be comfortable with repayment even if things don't work out as planned.

I want to start wholesaling and work my way up to buy and holds.I am currently planning my first wholesaling campaign, and I am about to take my first leap into investing.

Are there specific standards or common practices that seem to set certain areas apart?

I am getting ready to purchase my first rental property in Oklahoma City, OK and I’m looking at an home that is priced under $80,000.I plan to put 25% down to get the best rate.I’m from California and haven’t run into this before... but it seems like there are lending minimums and a conventional loan of $60,000 isn’t something I’m finding easily.I could likely get a hard money loan or get a HELOC on my primary residence and purchase the home with cash... but I don’t like these options because the interest rates are higher than a Conventional loan.Besides hard money or a HELOC, are there any suggestions on how to get this smaller loan at a reasonable rate?

Is your plan to rent by the room?

Plan for your next property but there's no reason to rush into something so quickly.

Essentially working in real estate as my main job, that works specifically on the investing side of things.

My plan is to use the grant to purchase  a duplex  and live in one side for free or close to it.