If I had qualified for over $25k the rates would have been better.The process is just like applying for any other loan except that a HELCO is secured by your house.

for example ... if I go in to the that bank owns the property and talk to them and submit an offer to them..... is the process that i will just have to wait until the auction is over .... or is it worth the time to go in and speak with bank if the property turns out to make sense and i am able to secure financing  once again... thank you to bigger pockets, i am / have learned so much.  

Better consult with your securities attorney.

The liens may have been settled or may be settle by the personif they're amenable to helping you secure a clean title.Did you not check title prior to the purchase, or at the latest prior to investing in the rehab? 

What is your note purchase price compared to the actual value of the collateral securing the notes?  

I'm just trying to figure out what the value of the property securing the loans and the LOC were.

Secure a stable income to cover a home purchase.2.

How much is 10%, there are minimum loan amounts that may be secured by a deed of trust.

I prefer spending slightly more to secure occupancy/returns or at least that's my theory. 

Hello experienced BP'ers,When you purchase a property, is it possible to transfer the warranty for appliances/HVAC/security systems etc. over to your name?