@Edward B. thank you - I was searching the forums for info about USAA's lending after I hung up the phone and found similar remarks.

Leverage is a wonderful but dangerous tool. 

Spends 2 hours on the internet searching for videos on how to repair the weird equipment, gets sketchy info.

HI, @Elaine Lai, I'm a contractor mainly on the east side, @james wise, name comes to mind for a realtor on the west side, you can also do a member search for Cleveland, and find other Agents, and Contractors, here is also a link to the Cuyahoga County Forclosure Sales: https://sheriff.cuyahogacounty.us/en-us/foreclosure-sales.aspx   Welcome back, and Good luck! 

If you're talking about dups/tris, for example, having more than one broker searching MLS listings will be redundant and perhaps frustrating for the agent.

If approved, how long do I have to use it if I am still searching for right property to purchase?

Where would I start the search?

I'd expand your search a bit and give a chance to some of the neighborhoods that maybe aren't quite the fun, trendy neighborhoods, but are close to them.  

Just an initial in-depth search on Zillow, MLS, BP, Auction.com..etc, we have noticed that there are not so many properties that we could get that would give us a good cash flow.

I’ve done forum searches, but still have questions.I’ve done only two all-cash deals so far for small multi-family properties and I’m ready to dip into borrowing.