Bump half the property (any vacant units you can turn) once stabilized switch to the other half. 

So the strategy is basically advertise the 15YF at a rate that's in the negative profit zone, knowing that 49 in 50 people that call won't qualify, switch that 49 over to a 30YF ("oh sorry Mr.

In my state if you occupy the property you own personally you can get a tax break and you are very protected liability-wise.  

I started on this, so I have chosen to stick with it and not try to switch everything over. 

We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

When you’re being solicited by a lender, remember that all credible lenders follow certain guidelines to protect their risk.

We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

I'm so glad we made the switch.

Though I did just switch to one in Edmonton as it is nice to be able to be able to meet in person when you want to. 

We financed a medical office building and the borrower filed multiple bankruptcies, switching ownership interests, etc.