Preferably one who operates in the valley?

Between the two structures, the Solo 401k is generally preferred as long as eligibility can be established.

I'm admittedly under educated in that area.I've considered selling but ultimately decided against it because it's cash flowing and in an area that I expect will continue to appreciate greatly in the coming years.Been spinning my tires on REI and I really want to gain some traction and purchase more properties out of state, preferably in the south/Midwest.

I'm raising capital for downpayment, financing 90% w/ SBA loan and providing 10% preferred return for investors.

I prefer to buy and hold, get tenants for cash flowing and build a portfolio.

I also know that the best business choice is not always my personal preference. 

. :)  We can pay the 25% down payment with stock investment money and get a traditional mortgage on it, but this seems the least attractive because I'd prefer the stocks to stay put. 

Truthfully, I'd prefer to sell over lease this property and use those gains to invest in another property.  

I have also thought about selling it to fund other properties, but I would prefer to refinance.

That's why I think scraping is preferable.