Owner occupy one side and rent out the other.

@Andrew Freed you do not need to bring 20% down for conventional mortgages if you are owner occupying.

This home stays occupied and has made us great return since we listed it in April 2020.

Total Doors: 6 (All owner occupied duplexes)

If it's safe to occupy now, seek a HELOC.

I've also read conflicting information about the required percentage down for owner-occupied properties with conventional, is it still 5% or has that increased? 

@Jeffrey Hanson NREIG will not be an option for an Owner Occupied property. 

There are lenders that will do them, to be sure, but the easier way to proceed is on an owner occupied house. 

If all units are the same size 1/4 of your $600k sale, or $150k of the proceeds would allocate toward a 121 primary residene exclusion (assuming you owned and occupied it for at least 2 years) and be tax freeThe other $450k would qualify for a 1031 exchange. 

I came in with a conventional loan and ensured them I had no plans to occupy the property.