I’ve written elsewhere on bp about how I’ve made my personal housing expense negative (I got paid to have roommates while living for free in my 5/3 house.)

I have no debt and a credit score of 686 (Was a 740 but due to fraud on a store cards it was maxed out which effect my score).

I totally understand that line of reasoning and wanting to get away from the traffic and all the other negatives that accompany big city living.

Sorry to be negative but if I were you I would bring in an outside person who answers only to you and get a 2nd opinion or two. 

I’m not so sure the benefits are as big as they are in the US given that as a trust director you’re still liable and the negative side is that trusts pay additional tax on land.This info is based only on a conversation i had this week so plase do not take as fact any of what i’m saying.

When you pull out equity, to invest the cash, it has a snowball effect.

As of last year i was up to 7 rentals, but after some advice from others i sold off the 2 that were still negative cash flow purchased prior to the last housing crash when they finally broke even in value to wash my hands of them. 

His neighbor with also 10 acres of ONLY land sold for 60K a few months ago...However, the seller has a judgement (close to 200K) that's gonna go in effect on the 18th.

Can we move into a nice 3-4 family home and still do that effectively, or would it be better to start with something less nice and fix it up?

Hello yes how bad does applying for mortgages effect credit score because apparently i have applied for a loan on a house 6 months ago..and it fell trough and then my realtor wants me to apply with a diffrent lender since the conventional loan fell trough..