I just tried to buy a duplex in near Victoria Park, it was actually 2 blocks North, in a cheaper neighborhood but on Victoria Park Road.

Yes, a little higher than a traditional Fannie, but easy to get deals done and get on down the road. 

@Jessica Monroe This a good read to see how the issue might affect your re-sale down the road or issues you could face.https://www.globest.com/sites/globest/2015/02/10/when-is-cleaning-up-a-dry-cleaner-worth-the-risk/

It looks like the questions has been answered but there is light at the end of the tunnel.I am not sure if anyone else talked about proving 2 years of stable income at the same job so unfortunately that looks like a long road ahead but there is hope!!

Some of the differences with SFR that make them less valuable than otherwise similar comps are location on a busy street, smaller lot, bad condition, structural defects, higher tax area, different school zones, different deed restrictions, access to main roads, rush hour traffic, obsolete or unpopular architectural style, inferior finishes, time since remodeling, age of roof, flooring, and others too numerous to mention.To get the discount to fit your formula, you’d probably need to find a house needing significantly more than $15k of work.

I put close to $80K into it over the course of 10 years or so, never considering it an investment property down the road; this was my home.

If Alina feels the risk is more than 50/50 that this scenario could be coming down the road, which would she want to stay in to find out?

But best of all it will not turn into neighbors across the road from my house!

But best of all it will not turn into neighbors across the road from my house!

I believe he had told me that now it wasn't an issue at all but I don't want to lead you down a road based on my memory and I am not a lender.