Make it for 6 months letting them know you usually get out in 3.That stated, if you ever do go over, all my notes have late fees and interest charges on all past due matured amounts.

I have a production company called Silver Dove Productions LLC, and an internet based company called Protect Yourself LLC that helps people avoid fraud and Identity Theft.

As for new members, not everyone is ready to commit to an identity.

Mature responsible tenants don't need to be babysat.

You should have a hosted email account [email protected] You are a professional this is your pro identity.

Maturity begins when we're content to feel we,re right about something, without feeling the necessity to prove someone else is wrong.Sydney J Harris

Per the Bulletin: "For example, if the purchaser acquires a $10 million mortgage debt with three years remaining until maturity for a purchase price of $7 million, and one year later sells the indebtedness for $10 million, the purchaser will recognize $1 million in ordinary income (the accrued market discount portion of the gain) and $2 million as a capital gain."  

Society has decided that people under 18 in general lack the maturity to make certain choices in a responsible manner, so we protect them.

Cash Out Loans:HELOCsPROSSuper low costsuse it whenever you need itPay it back and use it again (if you were flipping)CONSAdjustable interest rate (a con if you needed to have money for a long period of time)After 10 years it "matures" into a different loan product with a higher rateCASH OUT LOANSPROSFixed RateCONSHigher Closing CostsStart Paying Interest ImmediatelyHave to roll in your first mortgage into the new loanThe big thing is really what are you using the money for. 

Typically the HELOC/Line of credit is set up as a fixed term interest only where you pay a minimum IO payment until it recasts/matures.