I can give you my best idea but I can guarantee you will lose money over time.

I dont have an issue paying the debt off, I just dont want to pay it off extremely fast because that wont help my score as much as if I were to make my monthly payments for a consistent/extended period of time.

Your renter is also paying off your mortgage for you over a period of time, the property will appreciate year over year.

Did you have to give a personal guarantee if in a corp?  

It would appear that the Association can foreclose on the property for the amount owned plus interest and other fees and the owner would still be on the hook for their mortgage unless they found a way to resolve the issue during the redemption period (6 months after the sale in MN). 

It's no guarantee but it's a good place to start.

Our closing has been delayed twice, two 14 day periods due to underwriting issues.

I have one potential tenant who wants 3 out of the 4 offices and a few other possibilities lined up who might be interested in the 4th.Here are some factors to the decision:My ultimate goal is to buy and hold properties for a long period of time so that once they are paid off, this will be my retirement income (I'm currently 35).While I have a positive cashflow on my first property, I don't have a lot saved up at this point that I could put towards a downpayment for the second property.I talked to a banker who, based on my current finances, would finance 100% of the property, 5 or 10 year loan, 4.5%, amortized either 20 or 25 years.So...from my perspective that looks like $0 down other than closing costs, and tenants lined up who are interested in the office.One problem is that given the asking price, and what the monthly mortgage + operating costs would be, the rents for the 4 offices would be 20-25% higher than the market rate.The potential tenant who is interested in the 3 offices is willing to pay that because there are some unique characteristics that they are specifically looking for that would be hard to find somewhere else.Let's say that tenant is willing to sign a 5 year lease initially.

The owner really wanted to liquidate his portfolio and I was able to negotiate owner financing with 10K down and interest only payments with a one year payback period.

I placed the property management team on a "probationary period" after 4-5 months to turn it around, and things got worse.