You are paying it in cash flow and/or reserves if you loose your tenant and have a period of time with no rent.

I have an engineer that does phase one, site inspection, and cost reserve stable for one price.Cost for everything above is in the thousands on average.Even if NNN with no landlord responsibility we still get the inspection as part of DD process.If the tenant doesn't renew it is important to know right before the option period kicks in how much life is left on roof, mechanicals etc. as in addition to the TI costs to re-tenant you can get hit with a lot of other capital costs.Lender is going to order a PCR site inspection report whether the buyer wants to or not.

CCR reflects the ratio of cash in and out...period.

I have no guarantees ever, but I am greatly increasing the odds of failure buying in a flood zone.

Let them know you are happy to work with them as much as you can, but only they can guarantee that their credit will remain intact by ensuring you have no reason to send them to collections and they cause no damages that their deposit doesn't cover.

@Linda Weygant With this approach, every newly purchased (and mortgaged) property is almost guaranteed to raise your total DTI ratio.Let's say the target max DTI for a conventional mortgage product is 40%.  

It was listed for 47,250$ the last day of the owner occupant period I offered 55,000$ ( which was Saturday night)!

They should loan to an LLC with a personal guarantee.

Lawful "grace" periods are misleading.  

According to the township if I bring them my time line, cost, and scope of work to remedy the work they may be able to negotiate down the fines, but there's no guarantee of this.