So you can pull out the $150k -( 25% equity ) $37.5k = $112.5k allowing you to pull out your initial investment in the property, and in a couple month period, essentially you got into a house with no money down.

If a seller has an option between a financed buyer with a 10 day inspection period, or a cash buyer no inspection period, is the person with the contingency going to win, or the one with no contingencies?

I know that it could take up to a year to get all the necessary documentation to start building, and I would definitely like to shorten that period up.

Before you make a buying decision make sure you understand the numbers, where they came from, how they were compiled, and what the time period over which they were compiled.  

^ I disagree due to my personal experience.My lenders give me 80% LTV almost regardless of the property, based on my personal credit, income, and guarantee.

Period.

If you add in the two to three million loan modifications that were performed where the banks only reduced the interest rate for a fixed period of time (that are now starting to default), that leaves you with around eight to ten million deals to tap into.

Is there anyone out there with the resources to find great deals and renovate them that would work with me to find what I'm looking for, partner on the buy and flip using my financing, with the deal being that they get to make a profit by finding a below market property as well as their role in overseeing the rehab, while I (the investor/buyer) get a below market house renovated to my general specifications in return for providing the financing and a guaranteed buyer?

Regardless of which State you are closing in, some title companies will and some will not.You lose nothing by asking, but if you don't even ask - - you're guaranteed nothing will happen.

Here's something to think about with real estate say you put $40,000 of your own money into $100,000 property you have the potential to lose 100,000 on the property if something should go very wrong whereas with index funds are mutual funds if you put 40,000 in the most you can lose is 40,000 but in index funds are mutual funds if you keep it in there for a long period of time they will grow due to compound interest and due to the fact that the SMP has returned 11% overage history