my facilities are tied to prime.. with a floor of 5% we have been at 5% for years and years and now we are getting a small bump so at this point no effect on our bottom line or if there is its tiny. this is true construction money.. it will be an issue if we have to carry inventory for any period of time.. and right now thats not happening.. still selling everything before CO but we are not high volume we product 3 to 4 homes a month so its not like we need 10 to 20  a month to make it all work for us.

Is there any sort of subsidy built into the mortgage, or is it just a no-down, low interest rate loan product? 

You provide a good product.

In the interim, start the shopping around for a good REFi product with a great interest rate amortized over 30 years. 

That would tell me production costs are still too high.

Hey @Tyler HowellI am currently using Buildium.com; however, once I get enough properties that I manage I will switch to AppFolio because I have seen their product/service and think it is very professional and great!

Unless there is another loan product I think this would be the most streamlined and easiest for you. 

He wants to go 50/50 with me on my lot and build an exact same product.

The point is that it is unique and not easily replicated.Compare that to an Amazon business selling a product.

 @Daniel Devin Jewell if you know the product you need but just need it in a specific state try posting in that state forum.