I'm one of those crazy people that think peoples character and integrity come down to more than a 3 digit number, and trust my instincts.

I am able to connect with them very easily through digital means.

Based on the terms of the project that Investor will then receive additional interest bonus to earn double digits receiving the principal back at the end of year 5 or before if she chooses to end the investment.  

Landlord locks since we learned of them a few months ago since rentals are getting into the double digits and a master key would be more handy.

Door knocking, word of mouth networking, ads on craigs list and newspapers, and direct marketing are all options for you.

I can certainly see them hitting high single digits at some point in the not-too-distant future.

Transition to digital is hard, even for those of us who grew up through the revolution.

There are numerous ways to do this; some examples: social security card, income tax return, annual social security earnings letter, pay stubs (sometimes, and sometimes only last 4 digits).I prefer lower credit scores because I think tenants with lower scores will be tenants longer rather than becoming owners.Then there is this:http://www.consumersunion.org/pub/core_financial_services/004801.html

(ie. newspapers, flyers, etc.).

The recovery rate on unsecured second positions is in the low single digits close to 1.0% to 2.0%.