There's a misconception that these loans are loosely originated, similar to 'NINJA' loans, which contributed to the previous real estate crash.I have included a Bigger Pockets article that goes over the documents and nuances for a DSCR loan, which sounds like a great option for your scenario.

According to the US census data Los Angeles, CA county population declined 3.5% in the last few years as you can see here:(Data from April 2020 - July 2023).But Real Estate prices went up in that period 25% according to Zillow (From $665,868 to $834,772).Rents went up 18% (From $2,380 to $2,827).How that can be?

I only had a real problem 1 time during those 25 years when I ended up with a full house (22 guests) and two of the rooms were from a different culture that stayed up late into the night and ended up annoying the other guests stomping around and making noise.

what are you seeing in the real world. ???

Hi Tom,I'm a real estate agent specializing in investment properties in Pinellas County, particularly near the beaches.

I’ve started to explore the “creative deals” side of real estate & honestly it’s pretty amazing.

Super curious to find out if you can use cryptocurrency & blockchain technology for real estate investing ?

If you are unsure, selling your LTR and getting into a bad STR might just take you out of the real estate business until you can regroup and go back to long-term.

Welcome to BiggerPockets and best of luck on your real estate investing journey!

@Joel MoraThis is the area of real estate where most of it lies, which is in the gray area (unlike every guru telling you it’s black and white).