I had access to co-founders, CEO, COO, CFO, CIO, etc.But, it all depends on what your goals are.

@Deborah Wertz, depending on your price point and what you’re looking for, I have a few areas that I can recommend in Florida and can also recommend you to realtors in those areas as well to assist you with your search.

Is this reasonable and is it normal to have 3x the dwelling coverage of purchase price or am I being sold more policy than I need.Still waiting to hear back on a few other quotes to compare from some other providers. 

@Corey DuranGood insurance will provide you with more protection. 

Like most everyone has said, it all depends on the property.

Does anyone know of any specific banks/institutions that will provide this service/are there any other strategies that I could use to obtain financing?

Depending on your state, you may be able to enjoy a step up in basis upon the death of a spouse.Non-Community Property StatesIn every state but the community property states, spouses are treated as joint tenants with rights of survivorship (JTROS).

It'll depend on your objectives.

It pays for the water, sewer, taxes, and provides us with a small cash flow distribution each year.

I would recommend you expand your search area as well depending on your budget.