Answering that question will help define which strategy you should pursue.

I will definately check on Penfed.

That is generally defined in the policy as the RC less depreciation. 

*Advise Needed*Real Estate has been something that I have studied extensively for the last 5 years. I have devoted myself to countless hours (4 hours minimum - daily) to build up my real estate competency, so I could ...

The value of All commercial real estate (CRE) asset classes is defined by its Net Operating Income (NOI).

DHCD and DPIE shall post notice to license holders of the prohibition of rent increases for a tenant that has not suffered a substantial loss of income as defined in CB-16-2020 and CB-52-2020, evictions, late fees or penalties and the two-point six percent (2.6%) per annum limit on rent increases for any tenant that has not suffered a substantial loss of income, within 15 days of the enactment of this bill."

Our AZ landlord entry requirements (48 hours) are defined in this document. 

I would say the first step is to define your goals and assets. 

This shows total lack of budgeting and is a sign they will only fall further behind with more excuses.5) Have a defined eviction process, but allow 3-5 days of flexibility for inevitable slow-pays.6) Find handymen that live in an area only 1 Class higher than your property.

You should know that a 'dwelling unit' is a defined legal term.