It is always easy to criticize, but the real work is in trying solve the problem.

@Jay Hinrichs I understand your criticism of the asset class, but if you are this opposed to this asset class then why have you funded a few thousand of these properties, advised clients to invest in hundreds of them,  & why have you owned about 350 of them? 

@Bill Gulley  thanks Bill I teed it up so you could knock it out of the park.DCR is a critical number .... and because as a lender we are not really privy to the bottom line for an investor.. its the best metric we can use to decide if we want to fund a deal..I think what Marco was trying to get to .. is what will entice a buyer to buy a turn key were do I need to be on return.. and since they all confuse cap rate with rate of return on invested capital.. the numbers I hear form buyers is they want 10% or better.

Originally posted by @Justin O'Malley:Hey BPers,So I've been brainstorming about how to start stacking up my finances to come up with a down payment...I have a nice truck but I can't sell it because I use it for work and it's nice having a car nice enough that I don't have to worry about it starting up everyday.I came to this realization....the only considerable amount of money to my name is what I have been putting in my 401k....I don't mean to be critical and supercilious as the once-owner of a bought-new 2009, bought-new 2012, and current owner of a bought-new-and-finally paid-off 2015 Toyota RAV4 that I intend to drive into the ground, I have made my mistakes when it comes to automobiles and they have bled me dry for a long time.

I do not ask this in a critical manner, but really out of curiosity and for educational purposes.  

What this woman said is one of the most-critical things every person should stop, consider and even refrain from making any type of business decision based on almost every type of due-diligence research."

There’s a guy on here that once criticized me for doing my own work, despite the fact that I’m a contractor.

I’ve had a small stint as a business owner which started setting myself in the right direction financially, then got sucked back into the undertow of it long-term critical illness - without insurance.

I am not a fan of these investments, and have posted some critical thoughts on this niche. 

Sealing those corners becomes critical when we talk about some of the greenboard shower installations that are still going in.