My monthly expenses are $4500, my monthly income is $5000 after taxes/contributions, my wife’s income is $4500 after taxes/contributions.

There are other more important factors that contribute to building a good credit.Debt/income, credit use, credit history, payment history, credit age, etc. 

Account Name Account Type Property Sales Income Income Rental Income Income Interest Income Income Security Deposit Income Income Property Sales Expense Expense Acquisition Expense Expense Rehab Expense Expense Property Management Expense Insurance Expense Property Taxes Expense Marketing Expense Training Expense Utilities Expense General Business Expense Expense Legal Expense Interest Expense Expense Banking Expense Expense Licensing Expense Expense Security Deposit Refunds Expense Maintenance & Repairs Expense Depreciation Expense Capital Contribution Equity Owner Distribution Equity Thanks in advance for your ideas and suggestions.

You just contribute property and book your asset and capital accounts at your LLC level. 

First off, thanks to everyone for contributing.  

Are there any other factors I can help contribute with purchasing the home but also lowering mortgage payments? 

Lifelong, systemic lack of access to primary healthcare and nutrition, as well as environmental factors like pollution, can contribute to a higher likelihood of illness and death from the virus, according to the Center for Disease Control and Prevention.

I believe everyone has something to contribute!

So there is that contributing to a shortage.

I read the forums a lot, I listen to BP podcasts every day, and I often feel I don't have much to contribute.