I have 20k saved and plan to use an FHA 203K loan and house hack to net zero/cash flow minimally on my first investment.

@Art GiacosaIf you get a loan you have zero privacy as you need to sign the loan docs.

I was wondering if this was true/ if there is a lender that will accept Community second/DPA for the HomeStyle loan . 

>We want to buy small MTF in the future to househack in CA using low downpayment maybe FHA loan. 

Some lenders may call the loan (meaning ask you to pay the entirety back).

Here are some quick numbers for context.Purchase totalAfter RenosYearly RentsCap Rate (pre costs)Cap Rate (- $300 IRS, PM, INS)$62,240.00 $64,890.00 $11,760.00 18.12%12.58%$71,280.00 $71,530.00 $9,516.00 13.30%8.27%$37,116.00 $39,116.00 $10,500.00 26.84%17.64%$58,857.00 $59,857.00 $12,000.00 20.05%14.03%$49,501.00 $56,046.00 $10,740.00 19.16%12.74%All in, we're interested in any creative financing - traditional refi, portfolio loans, DSCR, HELOC.

I’m a local contractor new to investing, I created a partnership with my wife’s father and we are about to close on our first multi family with a conventional owner occupied loan in my father in laws name.

It can disqualify them for a car loan or credit card.

They offer a renovation loan that converts to a standard mortgage upon completion of the project.

Will you be asked to sign on the construction loan?