I don't know but there is a town in NJ near me that is almost not worth dealing with they are such a pain.  

It was a tough build with the shortages on materials and labor so the house took longer to build and was a pain dealing with the contractors that were hired for specific scopes.

What have been your experience with your Homeowner Insurance? We have had issues with Farmers insurance covering 'wind driven rain' flooding our home. What do you look for in a policy and what (if anything) should we ...

Some builders are corrupt and an absolute pain to work with.

@Shea Spinelli While I agree with both the other contributors as to cost and danger of a pool - My son has a home with an indoor pool that he rents on Airbnb & VRBO. https://www.airbnb.com/rooms/5...While it is a pain - regulating chemicals it can also be a draw.

I could theoretically see mortgage rates getting back as high as 6-7% before there started to be some real serious pain. 

Assuming you have all bank accounts at one institution, they can still have minimums and fees which can become a pain for rentals especially if you want to pull distributions out to pay yourself.

They need some financial pain to "incentivize" them to sign the lease, but curious to hear your approach.

What is his pain point?

Hey Chris, as an agent here in western Washington I can totally feel your pain -  low inventory, tough competition, and rising interest rates.