90% occupancy, that’ll definitely cover the note and expenses (assuming you bought right).Nice might be right for you’re choice of living conditions, but not always the right choice for your investments.

An affordable lifestyle will give you a nice advantage, and an easier start, to investing.

Example:  If you have a choice between paying $100k for a property or 20k and leveraging $80k, you are far better off only spending $20k.Numbers:  $20k down = $200/m or $2400/yr; $100k down = $400/m or $4800/yr.Buy 2 properties using $20k down for each and you have the same cash flow as the $100k DP option. 

Of course, there will be a premium attached for their work, and you can expect to pay cash or equivalent (hard money or line or credit), but this is still a great choice for someone who doesn't want to (or can't afford to) do all the work of marketing to find motivated sellers.

Once you narrow down your goals and strategy (if you haven't already), it gets easier to weed out a lot of the extraneous information.  

It has made life a lot easier.  

@Paniz Kosarianfard I have a client that moved from Dallas to the Bay Area and I don't think the Bay Area would be my top choice.

I’m seeing that liens are much easier to acquire ownership, and much quicker, in AL.  

Im looking into invest in a home but the sellers are still living in the property, is there any thing I should be concerned about or avoid because the houses I’ve worked with before where already vacant so it was a bit easier .

The easier you make it for the bank to say yes, the more likely they are to do so.Offer a Quick Closing.