I am wondering if some of the basic principals of BRRRR can be applied to acquiring small businesses.

If the question is too basic I apologize in advance.

And when you're in the SF Bay Area and the "moderate income" income limit is $200k/yr for some of those other programs, that never really comes up because if you make $200k/yr and don't have 3.5% down, then we have bigger issues and need to do some basic Personal Finance 101 (hint: sell the f-ing Tesla).

Yup basically. 

Basically, to summarize my concern, I just worry that history may repeat itself - to cite a local California example - prices ran up a lot in the run-up to the Great Recession in core markets, and pretty soon everybody was buying hot properties in Stockton and outside of Sacramento.

So you've basically just bought yourselves another year of cash flow AND you have a buyer!

this is a pretty basic question.

Johnson II, true that you're basically paying all of the interest at the end, not each month, which is a plus from a cash-flow perspective.All and all, I'm not convinced this is a good way to finance REI.

Basically...Home value - $110,000Purchase price - $95,000Conventional loan (at 20%) = $19k downConventional loan (at 25%) = $23,750 downAll cash and refi 75% of FMV = Purchase $95k cash.

Now theoretically, the new refinanced loan should have better terms than the original loan.So the basic walkthrough;If I buy a home and it's valued at $100k with a down payment of 25%, I will need a loan for $75k.