Two companies that I believe write with the option to insure at Actual Cash Value (ACV - Replacement cost - Depreciation) are:1.

-Do they actually own property where they say they do?

Turbo Tax actually found several deductions for me that my CPA wasn't claiming.I guess just wrong CPA.... 

@Ray Kohan You're actually already in contact with us.

PS, I have no idea about any of the numbers since we don't have info as to what the actual repairs are, what the ARV is, and what your monthly holding costs consist of.

-This deal seems worth investigating more into.. though there's no actual pictures and only a description.

I have been looking into the Land Bank and was just curious how the actual process goes and the end result.

@Shawn Harvey You need to flesh out the details of the business plan to match the realities of the MHP market.

It's rare a seller actually even understands owner financing so this could be a good opportunity for you to save money or even make money if you do it right.It's all about the numbers and what you plan to do with the property.

Hi Kevin, I actually have a triplex that I bought with the Home Possible program two years ago.