Since I have been putting 100% into reserves, I don't know any different as to how much I should actually keep to be safe.My guess is it depends on the condition of the property and how much you believe will be coming up in capital expenditures. 

Are people just echoing what others have said or is this statement actually true. 

I just wish they didn't attack something actually helpful to many.

This is the type of deal structure I specialize in actually.

Before you assume your market has peaked, look at the actual data.

He said he is willing to adjust if I can find Actual rents that are more in line with the current market.

My boss/owner of the company would not get upset and actually encourages me to get involved in various groups and organizations in town knowing it will take up some work time here in the office.It obviously costs money to take the course and exam, then I need to find a brokerage to hold my license, correct?

I have watched many podcasts and have attended online webinars, and am curious to any information that could be offered regarding how the calculations are actually done behind the bigger pocket rent calculators here on the website?

My husband and I currently have 1 rental unit, a townhome which cashflows a bit over $500 a month in the Portland OR area, I have had this unit about 4 years now, so I got it for a great price at a good interest rate.I also have my own home, and both of these properties have a lot of equity in them, I have about $260K worth of equity altogether that I could get on an HELOC if I wanted to (this is the 80% LTV less current mortgages, actual equity is more). 

He was actually interested in doing a 2nd mortgage financing method.