Yeah my issue with it has been not all 3 agencies are on it.In Georgia Equifax is the predominant agency that is reported to.So with Trans Union and Experian there might not be a complete file on the applicant.Each company has their own version of tenant screening.They all want the MONEY.I just wish you could order ONE REPORT that had all three instead of fighting which one to pick.Credit isn't as important as it used to be.Many have foreclosures or short sales from under water homes they let go.I pay more attention to the money and stability of the job and if they have a bunch of judgements from other landlords.I also screen every tenant 18 or older.If you don't it will come back to bite you.

Attention Bp nation,I am in need of a landscaper in San Antonio, TX to perform tree trimming and sod installation (plus clean up-haul away) for one of my previous rental homes.North West San Antonio off of Military Drive (outside 1604 loop).Please contact me if you are or have a reference for this service.Thank you in advance.Will Barnard(My email is in my signature)

I live in a military town, which inherently has a lot of RE turnover.

I have been banking at a smaller local bank (town of 3,500) people for 15 years and a credit union for around 10 years.

Check out Credit Unions as well!

A special thanks too for the military families that support the members and who have made sacrifices as well.

When I was that age, all I cared was having fun (Mainly because I spent the three years prior in the military which wasn't fun at all) He at least owns a rental property so I have to hand it to him.

Lol, I hear that a lot, before I joined the military i had an internship with a Real Estate broker in Milwaukee, Helping him with buying properties I basically did the gruntwork, taking pics, etc.

Homeowner owes $388,000 and the credit union said they wouldn't take less than $375,000????????

It matters because all the investors must follow their guidelines and to net a certain amount while if a small regional bank or local credit union owns the loan or paper, then they can do whatever they want to get out from under this.