If it is an institutionally backed lender, they will place a lot of weight on the borrower. 

You can save a bit off those national lender by finding that needle in the haystack portfolio lender bank who will be 1 percent lower and half the lender fees but that's the best that I found and I am confident that that is the landscape of lending outside of the Fannie and Freddie loans.

But interestingly, the National Association of Realtor (NAR) by-laws specifically allow brokerages to do pocket listings.

Additionally, intentional discrimination in violation of the Act occurs if a housing provider treats individuals with comparable criminal history differently because of their race, national origin or other protected characteristic (i.e., disparate treatment liability). 

Generally speaking, we have found Wells Fargo to be the easiest of the large national banks to work with.The Charles Schwab Company Retirement Account is also a great option.  

You can pledge some other type of collateral, options being:1. your primary residence2. a certificate of deposit at the institution or another institution3.  

Wells Fargo will not offer such a loan, but the following institutions will:www.myiralender.comwww.iralending.comNon-Recourse loans typically require a minimum of 30% down and 10-15% cash on hand in reserves.  

Was using a Allied National Debt Collection for owed rent on evicted tenants.

If this is where our national court system is heading, I'm off to Costa Rica.

Let's make it a runaway, BP Nation!