I'll definitely second @Nicholas L.'

Hey Dan, Have your lender price out at different LTV's and see if that helps (instead of getting the max cashout). 

It does not happen overnight and having a track record is especially helpful in scaling this.

Having a Western NY forum could help seperate the confusion of the term "Upstate NY". 

I pray this helps or provided a bit of guidance. 

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

I will appreciate your help.

that would also be helpful!

I do hope that helps. 

Besides, it will be easier to find a replacement tenant in July than it will be in November.Let him terminate without penalty as long as he agrees to let you schedule showings to potential renters and helps find a replacement.