You would still owe the same amount either way, but BOOM now you have NINE financed properties and can still get #10 Fannie/Freddie and avoid the 7%.There are also games you can play with putting the property and debt in your spouse's name alone (we're a community property state in CA so it makes little difference so long as you're married), with shoving the smallest debt amount into commercial, and a few others, but rolling your lowest mortgage balance into the property that you have the most equity in is the most commonly successful technique.TLDR: You can shove as much debt into as few properties as possible to avoid the 10 financed properties cap.

From what I have gathered by trawling on the internet and other blogs, Big Pockets has been an extremely valuable tool for its members and I hope it works out the same for me as well.Cheers,Tanmay

A lot of the typical guru info out there would be illegal in Ohio, but SSU will teach you the rules of the game so that you are not breaking laws.

I know this is not a get rich quick type of game.

There is no internet access at these places.

They are a solid low rates/low fees internet originating conventional loan provider.  

It's a numbers game even for cash buyers. 

Certainly wish I had gotten in "the game" at your age...

I've done this before using contract templates from the internet....

Once you decide to make an offer, don't get caught up in the multiple offer game.