With home prices being so high and interest rates being at record highs, the “self-sufficient” rule cause problems for many buyers using FHA money.With Fannie Mae, there is no such rule.

people get sucked in on the high return.. high return is high risk

But Tyler operates with total integrity and high values.

Thanks for the tips Eric, super insightful and will definitely implement.

I have not had any direct contact with him, but the info on his site is typically spot-on and I link to it every now and again. 

This will give you insight into their financial health and stability.Look for any red flags, such as high debt levels or irregular financial practices.Understand Their Underwriting Process:Inquire about their underwriting criteria and process.

This implies that this zero risk, high return you seek likely does not exist in RE

I would recommend only using a short or mid-term rental house hack for a 2-4 unit property or a house with a detached ADU for your security and the comfort of the guests, which will make it more profitable.

The water in the Intracoastal in South Florida is much higher at high tide than it was when I was a kid, the summers ARE hotter and the winters are shorter.

That's fine, but it seems like it would overestimate costs for a high rent/higher # units property, and underestimate costs for duplexes and lower rents coming in...