If youre looking for something with higher yields western VA down the 81 corridor is promising.

There are beautiful row houses and brownstones around some promising, transitioning neighborhoods in Baltimore (Reservoir Hills, Hollins Market, Waverly) that fit the requirements for the loan.

How does everyone feel in terms of crowd funded real estate sites such as fundrise that promise 10% returns on your money?

Furthermore, my lawyer set up a formal promise to pay agreement between myself and my friend (easy for a lawyer to do).

The fact that most anyone can get a license with relative ease combined with the promise of the freedom to make your own shedule & the unlimited earning potential brings all kinds of folks out of the woodwork.

I promise you, there are already folks within your current circle who have significant funds that are languishing at 2% returns who would love to talk to you.Create your own farm system - For those PLs with just $10-15K to invest, consider putting them in touch with investors who can do something constructive with those amounts.

Fourplex townhouse, I did my computations and if it serves me right it offers a promising ROI. 

They didn’t promise anything, they said this is possible.  

Then they mimic those accounts to send fake instructions when the time is right.

Money you can collect cash flow from for years to come.I looked at financial adviser's who promised 30-40K per year return on the cash after taxes.