This gives me some boots on the ground.

The guy worked at a 7-11 for fun on the weekends. 

If you had a paid off rental house, and others with mortgages, and you wanted to use the equity in the paid off rental for a cash offer on another property, how would one do that if the DTI ratio doesn't work due to having too much credit utilization with the addition of the new loan.

------------------------------------------------------------------------------------------------------------------------------------------------------Just do shower pan repair. $1,520.00•Demo about 12” of walls and rip out entire shower pan and step •Install cement board on exposed wall •Apply RedGuard and Waterproof membrane to shower pan and up the exposed walls •Install new drain adapter in shower floor •Install new tiles provided by client Optional (just in case fixing shower pan does not fix the water leak) rebuild shower. costs extra $5100•Demo shower • New plumbing for a new fixture •Install cement board on exposed wall •Apply RedGuard and Waterproof membrane to shower pan and up the exposed walls •Install new drain adapter in shower floor •Install new tiles provided by client •Client provides plumbing fixture

We bought on foreclosure from a bank. not much negotiating because it was an auction.

I noticed that a lot of insurance companies are starting to drop multi-family are home in Texas What's some good commercial insurance for rental properties that will take on the state of Texas

Also, do most of them rent by the room and have their parents cosign on the lease? 

Lots of cool things going on.

I put an offer in on the rental I currently occupy, but came in under where my landlord (and 1 partner in this property) were looking at to even entertain giving up a cash flowing property. - He bought this 4br/2ba for 285k put 20k +/- in and I rent for 2700.

really depends on the lender/partner..