you need the answers to these questions before you decide to go forth on this. if the numbers don't make good sense then you don't make dollars. my coin.Kudos,Mary 

You might find the wholesale and marketing expertise and some of the answers you seek at one of these meetings.

I hope that answers your questions.

Education is probably the key.Going forward knowing the answers to her concerns - and the ones she hasn't thought of yet - will go a long way toward understanding what REI is and what it isn't.Fear defeats everyone who lacks the knowledge to overcome their fears.Right now, of course, she's right: going into REI uneducated is an unwarranted gamble.

To answer about the insurance question the answer is no because you will be sending them an accord form binder showing coverage as follows:named insured line:   the existing owners name - ATIMAline right below that: your entity name ATIMA  "As their interests may appear"  again, you need an insurance person who understands sub-to's to make sure thing go smoothly.

You can't answer most of these questions without a current survey.

I can’t really come up with an answer myself maybe this is common elsewhere.

Plus the Public Adjuster would be able to answer all your questions and you could move forward in a more informed manner. 

I had a few questions and by the time it took me to start looking for answers, it was too late.  

For example, there are no real hard answers to most of your questions.