Ya, I sent the package to a score (SBA) mentor as if it where an offering for him he told me to never contact him again.So I guess that answered my question!

Why do I give that bizarre answer?

djdemers,This is a tough question to answer.

Sheesh, if they're going to put a sign out, you'd think they would answer the phone!

I'd love to answer them!!

Would love to get some advice on this because my guy at Equity Trust really couldn't answer it.

I have learned a thing or two over the years and that is Google.com has lots of answers.

On the other hand, RE is also on sale, possible more so than ever (or since the great depression), and anyone purchasing RE now will alos come out ahead.The real answer to the original question is, what is comfortable for the individual investor?

The real answer would come from contractors actually looking at the situation.

In addition to I’d always asked if there’s HOA upfront before I’ll consider checked out any properties which answer he gave me was no; took his words for granted again…Comes the escrow acceptance letter needed to be signed, the $45/mo HOA fee only then caught my eyes, I asked my agent what’s it about since I wasn’t at all aware of it up until this point, he then told me that’s just the escrow’s letter template, it doesn’t apply on the purchasing property.Nevertheless, I’d wrote “ N/A “ right next to that paragraph with his approval before I’d signed at the bottom of that page for the peace of mind.A couple of days later, upon calling the escrow to confirm they’ve everything they needed from me.