Can't wait to soak up all the wisdom you've got to share!

Your water heater is sufficient for one person but most sites I've seen would say it is undersized for  2+ people which would be normal in a 2BR apartment.Instead of adding a new hot water heater, another option might be to add a parallel 20-gallon heater. 

Hey Jake, I can share with you a list of lenders in Ohio, who can possibly help with your HELOC.

You could do some renovations with them there, but you will be turning their home into a job site.

Are there reputable sites that would have this information?  

+1 for all the well known sites. 

If you are looking to house hack, I can share how house hacking has gotten me and my family to financial freedom but really tough to give answers without asking more questions. 

Just turned my site on real estate.

The language on the IRS site is not controlling anything and is usually confusing and sometimes outright wrong. 

I had a new PML ask me about the difference between a Loss Payee and a Mortgagee so I thought I would share some commentary from my insurance agent partner on the subject: Quick point of reference between the difference between Loss Payee and Mortgagee:Mortgagee: the Lending company/entity that lends the money for the propertyLoss Payee: an entity or party that has an insurable interest of said property.