Delaware and Montgomery counties also have very wide swings in economic areas.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350Insurance = $100Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250Insurance = $100Association Dues = $25Total PITIA = $1875Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23Lender terms and fees vary widely. 

In my opinion, the most valuable part of single family real estate is on the exit, you are selling to a wide pool ranging from cash buyers to first time buyers putting 3% down.

These used to be widely available.....my understanding was they were being generated by the credit reporting co.s, since they are the only ones who would have this info., then compiling and selling it.  

Furnace or AC on full blast, all windows wide open, hot water tap running wide open for a month non stop etc.No you do not ever want the utilities paid for by the landlord and when buying a multi it is essential each unit have separate utilities.

Company is nation wide but they have good prices.

Certainly you should sell if you can’t be convinced that a once in a lifetime nation-wide property value drop doesn’t mean there will be another one 15 years later.

It doesn't matter what market you decide to invest in, the best advice I can give anyone is to determine what you can afford, what your goals are, how the numbers work for you and to build a team of reliable and respected real estate professionals who will understand and adhere to your plans while offering a wide variety of ways to achieve them.

If you havea) an attractive listing advertisement (many high-quality wide-lens photos, video tour, detailed description)b) advertised to the major listing platforms like Zillow/Trulia/Hotpads, Apartments.com, and Zumper/Facebookc) a professional manager demanding reasonable qualifications and lease terms and responding in a timely fashion to inquiries and setting up showingsand the place is still not leased, then your price is too high.

That structure is widely used by checkbook IRA providers.