I absolutely LOVE podcast, you can listen to podcasts virtually anywhere.

Luckily, the property was just inside of the USC patrol zone, a zone set up by the university that also pays for a private police force to monitor it, along with the LAPD.

Think about virtually any investment that's "a sure thing" and think about the level of return you can reasonably expect to see in a year.

Near universities, hospitals, others?

Is this universal and incapable of being bypassed? 

I've been doing this for a few years now and currently have roughly $12,000 worth of virtual airline gift cards sitting in my email box waiting to be used and I didn't need to ever make a single swipe of the card to get this.  

It's in a C class area, but what it has going for it is it is also very close to a major university - meaning it gets a lot of interest. 

Then research each one (or pay a Virtual Assistant) to find this initial data.

We were looking to get out of debt quickly using Dave Ramsey's Financial Peace University principles.

If you understand that this remaining 85% cash value can generate income 2-3X that of traditional savings, you'll see that even after paying the "high" fees, you'll still get more income even from those first few dollars in the policy.This is a link to a blog post with a more detailed explanation...https://www.biggerpockets.com/member-blogs/7595/77981-whole-life-vs-indexed-universal-life-life-insurance-101