Weina,Your SSN and EIN are two separate things and I would highly recommend that you keep them that way.Yes - Get an EIN for the LLC and use that in all communications with the IRS, Contractors, Tenants, Service Providers, etc.NO - Do NOT give your SSN to anyone that does not have 'right' to it (e.g.

Just wondering for non-performing note investors, does your servicer send the 45/30/15 day forced place insurance letters or do they have you do it?

My debt service is about $540 per month.Any thoughts? 

It's really easy for someone to take advantage of someone who they've never met, or at the very least, give them less than stellar service.

I originally planned on staging the house, but my agent suggested it would make it an easy target for thieves breaking into a vacant house (unfortunately it is that type of area).He did bring up the idea of virtual staging, a service where you send in your photos and they populate them with furnishing and decor that look totally realistic (I looked at a few samples).

As long as you can retrieve Deed of Sale from mdlandrec.com (free service) you can access the Deed and use the actual close date to begin your clock to 91 days before ratification. 

Services You Cannot Shop For= $2,504 APPRAISAL $575 CREDIT REPORT FEE $75 FHA UPFRONT MIP $1,522 FLOOD CERTIFICATION FEE $7 IRS TRANSCRIPT FEE $20 TITLE – BINDER $15 TITLE – ENDORSEMENTS (LENDERS) $40 TITLE – LENDERS TITLE INSURANCE $250C.

My loan broker referred me to a credit services company that they use.

and thank you for your service.

I was going through my disclosure agreement for my closing costs breakdown and saw that my current lender is charging $995 for "Title Settlement Services".