Tell them it’s an investment property with no owner use and you want a commercial policy with $1M/$2M liability coverage.  

As far as HML's go, they will double check your deal to make sure the numbers work (for both of you) as they are not going to lend on a property that they have not vetted. 

Foster Collaboration and Cohesion Break Down Silos: Effective leaders break down barriers between departments and encourage cross-functional collaboration, creating a sense of unity and teamwork.

Hi Wiley, I'd be happy to look at the property. 

Hello, I have been the VP of Operations, Director of Operations, Condo Division Manager and Property Manager for some of the largest companies in my area.

If you rent it, major improvements get capitalized and depreciated over time, while certain expenses (like maintenance) can be deducted once the property is rented out.

For our clients, we typically look at the most recent appraisal, county records, or property tax statements from the year of purchase.

Are they doing everything possible to expose properties to the broadest possible market?

I've been looking at buying my first property in Florida, and would like some advice / suggestions on markets to look out there.

Did you have your lender look over the property details / numbers?