Hey Kyle, I have an admin on my team who's primary responsibility is to prep offers for my investor clients.  

Sold home(2) that I inherited, I'm in Texas, i don't qualify for capital gains tax as I already have a primary home(1).

I was not really thinking much about it as a future investment at the time, it was just my primary home.

From what I've read and through my brief interaction with a lender, the rentals need to be traditional and I need to provide a copy of the lease.I know Quicken Loans allows refinancing through Airbnb income alone but is the rest of the industry just too far behind?

@Nicholas Weckstein were you able to get low down payment financing on an owner-occupied (primary residence) 2-4 unit multifamily?

Then you are able to move out 2 years later and rent the unit you were living in or sell the place and use your primary residence tax credit to get $250k/$500k tax free along with a 1031 exchange.

For primary home, I like the area close to James J.

call your all your credit card companies and see if you qualify for a 24 or 18 month same as cash balance roll over, then pay the balance transfer fee and roll it over to buy time to seek traditional financing.

I copied this from a search on real estate ROE:Return on Equity (ROE) ratio calculates the amount of return generated in a particular year on the total amount of equity invested (or trapped) in a property.The amount invested (or denominator) is calculated as the initial investment (down payment) plus the entire increase in net property’s appreciation and the entire decrease in outstanding loan balance incurred prior to the year the ratio is being calculated.Cash-on-Cash Return is a similar calculation, but since the two draw backs of the traditional Cash-on-Cash Return are that property appreciation and principal debt payments are not factored into the formula, Return on Equity adds these two components to the traditional Cash-on-Cash Return calculation.A property’s net equity increase is calculated by determining what the “Net Sale Proceeds after Taxes” would be at the beginning of a year, and then again at the end of the year.

I plan to get the new mortgage under my name, but keep my father on the title for the time being so there is no mess around me only being on the title for less than 6 months (We just processed the Quit Claim Deed last month, April 2018).Question:After talking to a couple different lenders and explaining my situation, I am between two thoughts.1) Go with a traditional cash out refinance.