Even the conventional rates you see advertised for 30year fixed loan are making the assumption that you are purchasing your primary home with 20% down and a credit score of 780+.

Kay,If it's a primary home and you live in a unit you can do a cash out refinance if you have lived in it for 12 months. 

I want to do a house flip but I’m in the middle of putting for rent what is used to be my first primary.

Furthermore, if you are in the GTA then you will also know the condo market is down significantly currently, creating alot of opportunity if you're looking to buy one as a primary.

MLS draws homeowners. sellers/agents goal highest best offer.

I'd look at buying a primary residence below your buying power, something in a good area with value add opportunity.

When everyone is aligned and working together towards the company's goals and vision, we can achieve results more efficiently.Now, let's talk about motivation: it's important to demonstrate the team the overall vision and plans for growth.

However I just rented my significantly less nice 1 bedroom apartment in Cicero in like a week.This is an owner occupied building and admittedly renting it out was not my primary objective when we bought it, so I didn’t pay as close of attention to the rental market.However I would still appreciate some insights from people familiar with rentals in the area.

Something to consider in your cost analysis.My end goal is to build and retain apartment complexes, I'm not there yet.

Let's discuss your criteria and goals so we can work together to identify opportunities that align your expertise.