., etc.  ...I've seen properties that other buyers thought were a total deal, but that I wouldn't touch with a ten foot pole for a variety of reasons...and on the flip side, I've jumped on properties that other buyers had zero interest in...Your question seems to be asking what price you should aim for for your first property...obviously, this depends on a million different factors, such as: how much money do you have? 

Does anyone here finance their real estate investments through a loan against their Whole Life Insurance policy via a Trust?

Depending on your township's/HOA's policies on getting your permit my recommendation for when you should get your permit varies.

Cindy,If the duplex is owner occupied there are dozens of quality Insurance companies that write a Homeowners policy for an owner occupied 2 family. 

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

I am intimately involved in the development of all onsite operations, hiring, and policy implementation.

Guess I could aim to a desired ROE so if I'm above it I'll profit and if not I won't be entitled for compensation.

We aim for cool people who are real about the challenges they face. 

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Do you mean open a policy and then take out against my policy for the funding of purchase versus going with a conventional loan?