Don't expect upfront cash flow because you will be:1) Occupying one of the units 2) Putting low money down which means your monthly mortgage payment will be higher 3) You have to pay PMI (since you're putting less than 20% down, this gives the lender further security if you were to default) Start with house hacking and look at real estate as a long term wealth building strategy.

In fact, I'm about to start promoting a property in Kissimmee, FL, where I was able to secure seller financing under contract with a 40-year amortization at 3.5%, and a balloon payment due in year 20.

Full documentation. 1.Purchase contract, your new fire insurance declarations page, and preliminary title report.  2.Past two years IRS returns 2022 2023 the net income after expenses, with paychecks past 30 days or profit and or loss 2024 year to date3. your bank statements for 2 months showing you have the down payment in your name, 4.

My question regards down payment sizing, I am wondering if it would be a bad idea to put a larger downpayment on a house to increase cash flow as me and my brother don't see our college years as a time where we can dedicate our full energy into finding/managing deals (and if we do we could always refinance to pull out our equity).

However, I'm facing a shortfall: I need an additional $300,000 for the down payment due to a delay in cash-out refinancing on three of my properties.

I have worked with this borrower many times, never been a day late on payments.

@Isaiah Cuellara house hack is not supposed to cash flow, it's just supposed to replace your rent payment with a mortgage payment that it the same or slightly lower. 

The tenant has the utilities in their name and the gas was recently shut off for non payment since September.

They are looking to either keep it as a rental or occupy and rent out their current property.I understand the large risk of buyer non-payment and activation on due-on-sale clause.

I am not looking for any sort of payment, just trying to gain knowledge and hopefully help someone who may be looking for a driven individual with a great attitude.