It charges my rentals a management fee, it's income to the management company from which I deduct at the time mainly my medical insurance and co-pays.

However, I would like to begin my exit from the lifestyle this career demands.I currently own one property that I have lived at for two years, a one bedroom high rise just outside of the Texas Medical Center.

The final thing to consider is tax treatment.

Also from non collateralized debt to collateralized debt. 

Since the property is only $40k, you won't qualify for many loans which have 50k or 60K minimums.Find a non-emotional partner - with $$$.

All of your confidential information is already online: financial, medical etc.

So it's possibly better in the long run if you pay it off, save the non-deductible interest on any car loan, then keep it for 10-20 years and/or 200,000 - 400,00 miles. 

The non-remodeled units are only selling about $35k less than the remodeled units.  

My further research indicated that any deficit in return on original loan amount is considered a "non-business bad debt" treated as short-term capital loss, but foregone interest is excluded (because individuals operate on a cash basis). 

Those are the properties that are eligible for 1031 treatment.