I realize that there are many ways to do this and being a newbie to this I a am open  advice and suggestions of what makes the most sense going forward.

Once every thing calculated, everything made sense!

They also include points.Do the financials even make sense on the multi unit with a 7%+ interest rate?

please walk me through how this makes any sense using numbers...

But I get the sense that you're thinking to go horizontal or even cheaper with the replacements. 

The numbers dont make any sense compared to what you can find in the midwest or south. 

No sense in buying an AC unit from one company for 5 grand, when I can get the same unit installed by someone else for 3,500.

I have been looking for multi-family for a bit in the area, and it is hard to find much of anything that makes any sense to an investor.

What I’m trying to say from all this is that the market is a little frothy right now and you should probably buy for current fundamentals in case the market goes down. 10 years might turn into 20 if you don’t buy something that makes sense today.Feel free to private message me and ask more questions.

This just makes 100% perfect sense to me am I wrong?