Currently, I have been using my VA loan.

We do BRR to Buy and Hold no need to sale for that DSCR loan strategy,  your partner should be the bank. 

Remind them that the security deposit cannot be used towards the last months rent. 

My question is can we use the rental income to qualify for a loan?

@Sean Haran- thanks ...if you havent already done this - make sure to get fully pre approved with a lender  in order to make sure you can qualify for the loan amt you think you will need .

My current rentals are all in my personal name with conventional loans.

The tenant moved out in June 2023 and is now contesting $500 I withheld from the security deposit.

My outstanding loan balance is 163K @ 3.5%I calculated that I'd clear 900/mo after expenses.I was planning to buy my new house for cash, but with the market where I'm moving/buying I'm having to go about 100K over what I was planning, so I'm taking out a 50K loan for that property.

We're developing units in the backyard of a property, with the numbers looking promising:Purchase Price: $1MConstruction Costs: $1MCost of Capital: $200KAfter Repair Value (ARV): ~$3MProjected Profit: $500K - $1MTimeline: 9 monthsTo finance this, we're raising $500K in equity and securing $1.5M in debt.

If so would anyone have ideas on how to secure it when there's nobody on site?