I have a unique situation that I cannot seem to find a very clear answer for, hopefully the BP community can assist.My wife and I got married last September and now live together in a house we purchased together.

I'm looking at a low cost of living area that's plagued with a housing shortage. 

Once that amount is adjusted you'll have a loan payment updated based off of the rate and terms of the loan. 2) In you long-term expense estimates I don't see any assumptions for property management (7-10%), repairs/maintenance (7-10%), and vacancy (5%) so I would re-run your estimates based off of new expenses.

Colorado Springs is expensive so that might be tough 

ClairI have two duplexes in my portfolio and live in one.

If it’s a rental it will either be an expense or added to the basis. 

Lots of pockets showing high demand and infrastructure growth. 43609 is getting better and better and even too expensive in some parts…Further East of 43611 is turning43610 has nice streets 43605 border of Oregon and heart of Birmingham are great 43607 Scott Park is very interesting and use to be rough.

Also, I live in FL and will not touch anything UNLESS I can get it at 25- 30% LOWER than the ask, even then IMO its overpriced.

I am currently house hacking and have a few tenants/roommates living with me.

This is where I live.