You NEED separate utilities, especially if you are going to build a fresh new building, whatever it may be, make sure each unit is responsibly for their own utility usage.

Probably the area is hot and it's easier to sell for cash.Your best response will probably be hard money lender.

Thanks so much for all of your response.

I am also brand new and seeing everyone's responses to your question has been very helpful.

I am a bit overwhelmed/lost on what I should do and what makes more sense right now given my financial responsibilities. 

I usually end up just saying I do taxes otherwise they just get really confused and keep asking tax questions anyways.This response certainly helps and I will see if I can find a real estate specific tax professional.

One of the thing he asked was "how much did I bought the property for" to which my response was how is that information relevant to whether the property had damage to it before the purchase and whether the property had damage to it after the purchase.

With the great response to Angry Homeowners I am following up with a post stating my amazement that agents would get so angry when one of their clients receive one of my direct mail letters!!

@James Harris Thanks for you response.

It is the responsibility of the administrator of the 401k plan to ensure those are issued.