I’m an IT manager and have raised 6 kids (don’t gasp - had 3 of them the fun way and 3 by adoption – and we were a small family compared with my Amish neighbors).

And, by the way, HUD required fully amortized loans without balloons until at least half of the original principal amount was paid as amortized.I can also see a usury rate adopted, as that would make sence for individual residential deals.

Of critical importance is your Reserve Funding Plan...be sure you have a complete understanding of what the numbers truly mean and how those numbers are arrived at, and if they are currently reasonable numbers.Check for a local chapter of the Community Association Institute and join up!

These forms of investing also require extensive due diligence but you will have access to more institutional quality sponsors/operators and management companies with pretty favorable economicsTaking some action is key but I would encourage you to look at all the options for investing passively in real estate before deciding on turnkey properties.

There are decades of policies they instituted that harm the people they pretend to help, but the people are too stupid to see it. 

I had this happen with the first tenant, she asked if she could adopt a pet - the dog was fine but she nailed things on the walls.

Too small for the rich/institutional guy and too big for the little guy just starting out.  

Are they ones available to individual investors or more corporate/institutional ones?

https://nationwidelicensingsystem.org/Pages/defaul...Secondly, most institutional lenders have staff of attorneys to keep them in compliance with the laws, so a regular real estate attorney doesn't know about lender compliance issues, or how to write documents that protect the lender, because most institutional lenders provide their own loan docs (supplied by their own attorneys)Third, non institutional lenders set their own rates dependent on the risk they are assuming in the deal. 

@Frank Van Der VekenSeller Financing is a real estate agreement in which the seller handles the mortgage process instead of a financial institution.