Consumer group Texas Watch notes that Texans are paying more for insurance but receiving less overall coverage. " (from: http://www.insurancejournal.com/news/southcentral/2013/12/18/314878.htm) The weather related losses (claims) just don't help that Florida out, in respect to HO pricing, much like other gulf coast states.

Depends -Often times they will check around windows obvious air gaps, check for smoke detectors, carbon monoxide detectors, light bulbs, door weather stripping, check that all appliances work.

Be sure you're totally able to weather the challenges and have reserves or a plan in case you hit a few bumps in the road.

I personally think AZ is one of the best markets for investors due to the combination of newer inventory, low property tax, low insurance and little weather related maintenance issues.

Here in Central Maine we have some great rebates going on so we immediately go "whole hog" on weatherization as soon as wel buy a building.

PLus paying for space heater in cold weather.

I don't mean to sound cruel but when the weather turns gray, the nights long and cold and the trees are bare - "all the time in the world" might give way to thoughts of mortality.

They have no legal costs to tie you up in court over it, and they know exactly how to do it.The damage was caused by weather, not by your negligence.

The key is to stay liquid to weather through potential storms along the way.

I will always fly and train but I hope to have a solid backup income from real estate to weather the eneviable slow periods in aviation.