Use your youth to your advantage.

You may be able to tell if they will be affected based on their profession so weed out those wanting to take advantage of the situation vs those who may actually need the help.I saw someone in another thread say that they will reduce payments in the short term, only to be made up later. 

He wants to refinance to take advantage of the new 0% interest rate but the bank said it's not possible because of its current underwater status.

The seller seems open to financing with 25% down but I’m wondering what the advantages are to me when I can get a 30 year mortgage at 3.69% from my community bank with the same or less down.Please enlighten me on why so many investors brag and salivate over seller financing.

As always, we have an advantage over government and big banks in that we make quicker, better decisions and move much faster than them.

I'd like to take advantage of the low-interest environment we find ourselves in and borrow to finance this although I do have several investors if needed.For reasons I don't wish to expand on I do not want to work with traditional lenders as I'm not willing to go through the time and expense of a Phase 1 and or 2. 

I'm a first time home buyer trying to take advantage of the FHA loan given my limited capital.

But they will decide to take advantage of the situation and not pay their rent.

There are still buyers taking advantage of the great rates, but what if the buying market slows down to a crawl.  

It appears some people with the ability to drive to the location are taking advantage of discounted rates.