This was a great building in a fantastic location, the lease terms were LL favorable, and the tenant base seemed strong.

We have made it work out in our favor; however, the first year we were not cashflowing from the property.

Now you have a more favorable loan but still the protection if something were to happen. 

Always check their previous rental history and contact their previous landlords before agreeing to rent an apartment to a prospective tenant.At this point, she's already in the apartment and it's unlikely that you'll ever get any type of judgment in your favor for a security deposit that you'll actually be able to collect on in a state like CT. 

So if there's no law against charging for your time and you charged $10/hr, with good documentation, a judge would look at that more favorably than $100/hr.

The odds are certainly not in my favor and I appreciate you keeping it real.

I personally require "favorable" credit history instead of a minimum credit score.

@David EnaniThe fastest way to get to where you want would be finding a SFR with an ADU you can rent out or as Dan always favors a value add deal.

If you really want to stack the odds in your favor, what I would do is ask to take a walk through of her current apartment.

And has motion detectors.4.