In this instance, one of them tore up part of my front lawn backing out of my driveway.

For instance, if you and you're extended family all live in Melbourne, FL you likely have a much more in depth knowledge of each area and can get a better grasp on what areas to look at vs. avoid.

I know I will still have to pay for it at some point but you can add it to the back of the loan in most instances so who really cares.

The best way to appraise a property is to incorporate a valuation defined as a range of value, for instance $100k to $125k.

Local to me in this instance is not restricted only to Pasadena and can include the Houston area. 

In your instance where the reward is less I would hold it and build your doors.

Take out the university (Yale in this instance) and the number one employer such as the well known medical system and you might as well be living in East Berlin in 1946.

Yeah you could buy it back and release your loan for instance.

Like if you called me.. ( when i actually worked at the street level) this was my job but there are many others out there that will save you a ton of time and money.. for instance in our are you can go to Portlandmaps.com  google that and see how robust the information is at that site all for free.the other thing is subscription services  I highly recommend  Property Radar..  

True A class areas, (Birmingham for instance), can be lower.